Buying a PC from pcspecialists using finance

andrewduerden

New member
I'm going to be buying a desktop from pcspecialist shortly using their fiance option. The default deposit amount you have to pay is 10%. I was wondering if it was possible to pay a higher initial deposit and thus lower the remaining finance amount. Anyone know if this is possible? I've tried asking using their live chat option but couldn't get it to work.

Thanks
 

Rakk

The Awesome
Moderator
I'm going to be buying a desktop from pcspecialist shortly using their fiance option. The default deposit amount you have to pay is 10%. I was wondering if it was possible to pay a higher initial deposit and thus lower the remaining finance amount. Anyone know if this is possible? I've tried asking using their live chat option but couldn't get it to work.

I don't believe there is a way to change the initial deposit, or monthly amounts (I could be wrong, but I'm pretty sure I'm right)
 

keynes

Multiverse Poster
You can't but you could downgrade a few components and using a debit/credit card to pay the difference once the order is processing
 

blakeyxd

Member
You can't but you could downgrade a few components and using a debit/credit card to pay the difference once the order is processing

That's what id suggest. If you purchase it to the amount of finance you wish then update your order - paying the difference.
 

Karnivore

Active member
You'll end up paying a huge amount if you do it on finance. Unless you're in vital need of a PC, you're best off saving up and buying it outright. In the long run you'll appreciate the decision.
 

keynes

Multiverse Poster
You'll end up paying a huge amount if you do it on finance. Unless you're in vital need of a PC, you're best off saving up and buying it outright. In the long run you'll appreciate the decision.

There is the option of paying everything within 12 months (no interest) and just pay an additional administration fee. A 0% credit card could also be an option but there is a surcharge for credit cards
 

GeorgeHillier

Prolific Poster
You'll end up paying a huge amount if you do it on finance. Unless you're in vital need of a PC, you're best off saving up and buying it outright. In the long run you'll appreciate the decision.

Not true in this case, I believe there's an additional charge of £30 (or something around there) if you pay it off in the first year, but nothing else.
 
Save up and buy it out right (Hassle free) Or go for the 12 month no interest option then pay it ff before the interest kicks in
 
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