Paying on finance???????

[rcl12552]

If im wanting to pay on finance, am i right in thinking that the initial payment is a deposit (10%) of the computers value then a rolling monthly payment continues for either 48 months or 12 if fully paid off. Does this mean for example that if i were to buy a computer now, i would start paying monthly after the deposit, could i decide to pay off an extra £300 in december until ive fully paid off the computer.

I aim to do this within the first twelve months so the only extra cost is 29.99 on top of the computers price?

Thanks

 

[stegor]

Not sure about paying extra chunks but I wouldn't do that anyway - keep the money in a savings account for 12 months and then pay the whole lot off. And yes, it would only cost you £29 as long as you pay it off within 12 months.
Don't miss the deadline though or you'll get stung for a ton of interest!